A new hybrid finite-difference (FD) and pseudospectral (PS) method adapted to the modeling of piezoelectric transducers (PZTs) is presented. The time-dependent equations of propagation are solved using the PS method while the electric field induced in the piezoelectric material is determined through a FD representation. The purpose of this combination is to keep the advantages of both methods in one model: the adaptability of FD representation to model piezoelectric elements with various geometries and materials, and the low number of nodes per wavelength required by the PS method. This approach is implemented to obtain an accurate algorithm to simulate the propagation of acoustic waves over large distances, directly coupled to the calculation of the electric field created inside the piezoelectric material, which is difficult with classical algorithms. These operations are computed using variables located on spatially and temporally staggered grids, which attenuate Gibbs phenomenon and increase the algorithm's accuracy. The two-dimensional modeling of a PZT plate excited by a 50 MHz sinusoidal electrical signal is performed. The results are successfully compared to those obtained using the finite-element (FE) algorithm of ATILA software with configurations spatially and temporally adapted to the FE requirements. The cost efficiency of the FD-PS time-domain method is quantified and verified.