Effect of having private health insurance on the use of health care services: the case of Spain

BMC Health Serv Res. 2017 Nov 13;17(1):716. doi: 10.1186/s12913-017-2667-4.

Abstract

Background: Several stakeholders have undertaken initiatives to propose solutions towards a more sustainable health system and Spain, as an example of a European country affected by austerity measures, is looking for ways to cut healthcare budgets.

Methods: The aim of this paper is to study the effect of private health insurance on health care utilization using the latest micro-data from the European Community Household Panel (ECHP), the Spanish National Health Survey (SNHS) and the European Union Statistics on Income and Living Conditions (EU-SILC). We use matching techniques based on propensity score methods: single match, four matches, bias-adjustment and allowing for heteroskedasticity.

Results: The results demonstrate that people with a private health insurance, use the public health system less than individuals without double health insurance coverage.

Conclusions: Our conclusions are useful when policy makers design public-private partnership policies.

Keywords: ECHP; EU-SILC; Health care utilization; Matching techniques; SNHS.

MeSH terms

  • Budgets
  • European Union
  • Female
  • Health Policy
  • Health Services / economics
  • Health Services / statistics & numerical data*
  • Health Services Administration
  • Health Surveys
  • Humans
  • Income
  • Insurance Coverage / statistics & numerical data*
  • Insurance, Health* / statistics & numerical data
  • Life Style
  • Male
  • Public-Private Sector Partnerships*
  • Spain