Photocatalytic hydrogen evolution is desired to effectively alleviate the serious crisis of energy and the environment, and the utilization of low-cost photocatalysts, especially cobalt-based MOF catalysts, is meaningful, but rarely investigated. Herein, through a self-assembly strategy, we synthesized a Co clusters-based MOF (Co3-XL) by the ligand N,N'-bicyclo[2.2.2]oct-7-ene-2,3,5,6-tetracarboxdiimide bi(1,2,4-triazole), containing abundant carbonyl O atoms in the channels of the 3D skeleton, and a large porosity of 50.7%. The as-synthesized MOF can be stable in the pH range of 3-10 and shows a narrow band gap of 1.82 eV. Furthermore, its maximum amount of water absorption can reach 192 cm3/g. Under irradiation of simulated solar light, the rate of hydrogen evolution is 23.05 μmol·h-1·g-1 among 12 h with the presence of co-catalyst Pt and photosensitizer RhB. The reaction mechanism has been probed by the transient photocurrent response and steady-state photoluminescence spectra. Therefore, as a narrow band gap photocatalyst, the cobalt clusters-based MOF (Co3-XL) has potential applications for hydrogen evolution from water.