The PM10, PM2.5, and PM1 (particulate matter with aerodynamic diameters < 10, < 2.5, and < 1 microm, respectively) concentrations were monitored over a 90-day period in a naturally ventilated school building located at roadside in Chennai City. The 24-hr average PM10, PM2.5, and PM1 concentrations at indoor and outdoor environments were found to be 136 +/- 60, 36 +/- 15, and 20 +/- 12 and 76 +/- 42, 33 +/- 16, and 23 +/- 14 microg/m3, respectively. The size distribution of PM in the classroom indicated that coarse mode was dominant during working hours (08:00 a.m. to 04:00 p.m.), whereas fine mode was dominant during nonworking hours (04:00 p.m. to 08:00 a.m.). The increase in coarser particles coincided with occupant activities in the classrooms and finer particles were correlated with outdoor traffic. Analysis of indoor PM10, PM2.5, and PM1 concentrations monitored at another school, which is located at urban reserved forest area (background site) indicated 3-4 times lower PM10 concentration than the school located at roadside. Also, the indoor PM1 and PM2.5 concentrations were 1.3-1.5 times lower at background site. Further, a mass balance indoor air quality (IAQ) model was modified to predict the indoor PM concentration in the classroom. Results indicated good agreement between the predicted and measured indoor PM2.5 (R2 = 0.72-0.81) and PM1 (R2 = 0.81-0.87) concentrations. But, the measured and predicted PM10 concentrations showed poor correlation (R2 = 0.17-0.23), which may be because the IAQ model could not take into account the sudden increase in PM10 concentration (resuspension of large size particles) due to human activities. Implications: The present study discusses characteristics of the indoor coarse and fine PM concentrations of a naturally ventilated school building located close to an urban roadway and at a background site in Chennai City, India. The study results will be useful to engineers and policymakers to prepare strategies for improving the IAQ inside classrooms. Further, this study may help in the development of IAQ standards and guidelines in India.